A panel of lenders is searched to find you the most suitable finance options. We are a credit broker and not a lender, which gives us access to a panel of lenders who can help you.
Choose Your Vehicle
Once approved you buy your vehicle from your chosen dealership. The great thing about getting credit before you arrive at the dealer is that you are in full control and may be able to negotiate a better deal.
Sign & Collect
With the money in your account you can just sign the paperwork then collect your new vehicle and enjoy!
1 Minute Application
At gatorscarfinance.co.uk you will find hassle-free car loans, which save you money! We make it our business to turn your one click application in to the most efficient, fast, and economical car loan, via a panel of car loan providers.
If you are concerned about your financial background or personal situation we have solutions to suit most circumstances.
Applying with gatorscarfinance.co.uk really means you have nothing to lose, as you can cancel your application at any time.Apply now »
UNDERSTANDING THE NUMBERS
With any financial agreement, it is important to understand the numbers involved. Firstly, the more you pay on a monthly basis, the shorter the total period of repayment will be. This means then that the lower the monthly repayment, the longer the total period of repayment will be.
The total amount which is repayable is a combination of several factors. These factors include the cost of vehicle itself, the cost of the interest and as well as any fees which are applicable.
In order to understand the best deal when comparing the options available you need to compare APR’s. The APR is the cost of interest and fee’s and this therefore means the lower the APR the better. If you have a good credit rating you will be offered the better APR’s than someone with a comparably poorer credit rating.
Remember, you can reduce both the term of repayment and the total amount which is payable by increasingly the amount you repay on a monthly basis.
MAKING SURE THE REPAYMENTS ARE AFFORDABLE
It is important to make sure when agreeing to a new financial commitment that the repayments are truly affordable. This means that each repayment due to be made can be repaid on time and as required. This is true of car finance also. If you cannot afford the repayments you cannot hand back the car and walk away; this is a myth.
This is why it’s really important to ensure the repayments proposed are affordable to your individual circumstances. If you are not sure how to understand this fully it would be sensible to seek some independent financial advice to assist you.
MORE ABOUT US
We are not a lender, Gatorcarfinance.co.uk is a credit broker with access to a selected panel of UK based lenders. We pride ourselves in being able to find you car finance.
- We try to find you the best rates
- No deposit required
- All circumstances considered
- Decision often made in 1 hour
Fill in our simple, no obligation form for a quick decision. Once your car finance application is accepted, you will be contacted so you understand the next stages.
REPRESENTATIVE 27.4% APR
We find real car loans
for people like you.